Specialty Lines

Marina's & Marine Repair Businesses

• Boating Industry Association Member
• Legal Liability for Customer's boats
• Boat dealers (inventory)
• Rental Boat Liability

Motels, Hotels & Lodges

• Loss of Income Coverage (Actual Loss Sustained or Specified Limit)
• Coverage for Boat Rentals, Playgrounds, Seasonal Events & Swimming Areas
• Coverage for Franchised Hotels and Family Owned Hotels
• Coverage for General Liability, Workers Compensation,
• Property, Commercial Auto, Inland Marine, Liquor Liability, Special Event Coverage, Liability Limits up to $1,000,000 with Excess Liability of $1,000,000 if Desirable

Resorts

• Loss of Income Coverage (Actual Loss Sustained)
• Coverage for Boat Rentals, Swimming areas & Marine Operations
• Liquor Liability
• Pollution Liability
• Excess Limits of Liability available

Cabin Rentals

• Loss of Income (Actual Loss Sustained)
• Coverage for Boat Rentals, Swimming areas & Marine Operations
• Excess Limits of Liability Available

Bed & Breakfasts

• Coverage for Your Home
• Personal and Guest Property Coverage
• Personal Liability
• Business Liability and Food Liability
• Premises Medical for Business and Guests
• Liquor Liability

Campgrounds & RV Parks

• Campground Owners of New York Member
• Recreational Spotting Coverage
• Limited Pollution Liability Coverage
• Coverage for Boat Rentals & Swimming areas
• Commercial Crime Coverage

Home & Leisure Stores

• Liability Coverage for Pool & Stove Installations
• Products & Completed Operations
• Loss of Income Coverage
• No Payroll or Gross Receipts Minimum for qualifications